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ORCL

Oracle Corporation

NYQ · Technology

$145.74

$3.29 (+2.31%)up 2.31%

25 August 2026 · delayed 15+ min

F

Quality score55.3 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

Oracle Corporation earns a F on excellent profit margins (>20%) and strong ROE (>20%) but high debt-to-equity ratio (>2.0) and negative free cash flow. Consider alternatives with better risk/reward profiles.

Model stance WEAK HOLD Suggested position 2.8% · $280.00 IQInvest estimate
Adjusted for Medium-term investors 2.8% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in dollars.

IQ-ORCL-20260825engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

Lowest analyst target

$110.00

52-week low

$114.50

Today's price

$145.74

Mean analyst target

$246.43

52-week high

$345.72

Highest analyst target

$400.00

ORCL trades 14% of the way up its 52-week range, between $114.50 and $345.72. The mean analyst target of $246.43 is 69.1% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthExcellent profit margins (>20%); Strong ROE (>20%); High debt-to-equity ratio (>2.0); Negative free cash flow 90.023%

Profit margin

25.37%

Net profit per unit of revenue

exceptionalWhat this means

Of every 100 units of revenue, this much survives as profit.

Margins this wide usually mean real pricing power or a moat.

Operating margin

36.20%

Before interest and tax

very highWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

Typical of software and other businesses with little cost per extra sale.

Gross margin

65.82%

After the cost of goods only

highWhat this means

What is left of revenue after only the direct cost of the product.

Little marginal cost per sale, which is what lets software and pharma fund heavy R&D.

Return on equity

53.38%

Profit per unit of shareholder capital

very strongWhat this means

Profit generated per unit of shareholder capital.

Rare when sustained — check whether debt is flattering it, since borrowing shrinks the equity denominator.

Return on assets

6.50%

Profit per unit of assets

strongWhat this means

Profit generated per unit of everything the company owns.

The assets are working hard.

Debt to equity

388.87

Borrowings against equity

heavily gearedWhat this means

Borrowings measured against shareholder capital.

Debt magnifies both good years and bad, and raises the stakes when rates rise.

Current ratio

1.11

Short-term assets over short-term debts

adequateWhat this means

Short-term assets against short-term obligations.

Enough to cover near-term bills.

Quick ratio

1.01

As above, excluding inventory

comfortableWhat this means

Short-term assets excluding inventory, against short-term debts.

Liquid assets exceed short-term obligations.

Revenue growth

20.60%

Year on year

fast-growingWhat this means

Change in revenue against the same period last year.

Rapid growth, though the question is always how long it can hold.

Earnings growth

21.90%

Year on year

strongWhat this means

Change in earnings against the same period last year.

Profit is compounding at a good clip.

Revenue

$67.36B

Trailing twelve months

Free cash flow

$-24.54B

Cash left after capital spending

Operating cash flow

$31.98B

Cash from the business itself

Payout ratio

34.31%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentumPoor 1-year return (-37.4%); Low Sharpe ratio (0.43) 0.022%

Return, 1 month

21.49%

Return, 3 months

-23.42%

Return, 6 months

-0.77%

Return, year to date

-24.82%

Return, 1 year

-37.39%

Return, 3 years

29.49%

Sharpe ratio

0.43

Return earned per unit of risk

modestWhat this means

Return earned per unit of risk taken.

Below 1 is the common case; return did not strongly outpace the volatility.

Win rate

51.59%

Share of days that closed up

about evenWhat this means

The share of trading days that closed higher.

Close to a coin flip, which is the norm — returns come from the size of moves, not their count.

Average daily return

0.08%

Best day

35.95%

Worst day

-13.79%

ValuationAttractive PEG ratio (0.83); High P/B ratio (11.18) 70.018%

P/E ratio

25.00

Price against trailing earnings

moderateWhat this means

You pay 25.00 for every 1 unit of annual earnings.

Roughly the long-run market average band.

Forward P/E

13.35

Price against forecast earnings

lowWhat this means

Price against next year's *forecast* earnings.

The market expects little growth, or doubts the forecast.

PEG ratio

0.83

P/E adjusted for growth

cheap for the growthWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Under 1 is the classic Peter Lynch marker for growth you are not paying full price for.

Price to book

11.18

Price against balance-sheet equity

well above bookWhat this means

Price against the accounting value of the company's net assets.

Normal for asset-light businesses, where the value sits in brands and software the balance sheet never records.

Price to sales

6.23

Price against revenue

highWhat this means

Price against revenue — usable when a company has no profit yet.

The price assumes today's revenue will convert into much more profit later.

EV / EBITDA

18.08

Whole-company value against cash earnings

highWhat this means

Whole-company value, debt included, against cash earnings.

Expensive even before interest, tax and depreciation are considered.

Enterprise value

$551.36B

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

2,880,471,000

Shares the profit is split across

Dividend yield

1.40%

Annual dividend against price

modestWhat this means

Annual dividend as a percentage of the share price.

A small income component.

TechnicalRSI in healthy range (30-70); MACD bullish (positive histogram); Price well below 200-day SMA (downtrend) 80.015%

RSI (14)

52.0

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

1.04

Momentum against its own trend

MACD histogram

0.40

Positive is bullish

ADX

17.4

Trend strength; above 25 is a real trend

no clear trendWhat this means

Trend strength, regardless of direction.

Below about 20 the price is ranging rather than trending.

20-day average

$143.21

50-day average

$143.64

200-day average

$171.07

Price vs 50-day

1.46%

Price vs 200-day

-14.81%

Bollinger upper

$160.63

Bollinger lower

$125.79

Average true range

6.70

Typical daily trading range

Stochastic %K

38.0

RiskHigh volatility risk; High beta (1.72) - more volatile than market 0.012%

Volatility, annualised

43.42%

How far it swings in a year

turbulentWhat this means

How far the price typically swings over a year.

Large swings in both directions — position size matters more than usual here.

Beta

1.72

Moves against the wider market

more volatile than the marketWhat this means

How much the price moves relative to the wider market.

Amplifies the index — bigger gains, bigger falls.

Maximum drawdown

-64.58%

Worst peak-to-trough fall

severeWhat this means

The worst peak-to-trough fall in the period measured.

A fall this deep needs roughly a doubling to recover.

Risk category

Very High

The engine's own banding

Analyst viewAnalyst consensus: Buy; Significant upside potential (69.1%) 100.010%

Consensus

Buy

What covering analysts rate it

Analysts covering

41

Mean price target

$246.43

Highest target

$400.00

Lowest target

$110.00

Implied upside

69.09%

Target against today's price

largeWhat this means

How far the mean analyst target sits above today's price.

A wide gap, which as often means the price has fallen as that the target is right.

Price against the S&P 500

180 trading days to 2026-08-25

ORCL is 32.4% down over the window, against 11.5% up for the S&P 500 — behind by 43.9 points.
ORCL -32.4%S&P 500 +11.5%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2025-12-05, so they can be compared directly.
DateCloseORCL rebasedS&P 500 rebased
2025-12-05$215.50100.0100.0
2025-12-29$193.5189.8100.5
2026-01-21$172.6780.1100.1
2026-02-11$156.0772.4101.0
2026-03-05$153.7271.399.4
2026-03-26$141.8265.894.3
2026-04-17$174.4581.0103.7
2026-05-08$195.2790.6107.7
2026-06-01$247.29114.8110.6
2026-06-23$164.5976.4107.2
2026-07-15$132.4961.5110.2
2026-08-05$144.3967.0112.4

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health90.023%20.7
Growth & momentum0.022%0.0
Valuation70.018%12.6
Technical80.015%12.0
Risk0.012%0.0
Analyst view100.010%10.0
ESG50.00%0.0
Quality score100%55.3

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

F

55.3 / 100

Identical to the IQInvest grade.

All 66 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
20-day averageTechnical$143.21Yahoo Finance
200-day averageTechnical$171.07Yahoo Finance
50-day averageTechnical$143.64Yahoo Finance
52-week highMarket data$345.72Yahoo Finance
52-week lowMarket data$114.50Yahoo Finance
ADXTechnical17.4Yahoo Finance
Analysts coveringAnalyst view41Yahoo Finance
Average daily returnGrowth & momentum0.08%Yahoo Finance
Average true rangeTechnical6.70Yahoo Finance
Average volumeMarket data32,284,477Yahoo Finance
Best dayGrowth & momentum35.95%Yahoo Finance
BetaRisk1.72Yahoo Finance
Bollinger lowerTechnical$125.79Yahoo Finance
Bollinger upperTechnical$160.63Yahoo Finance
ConsensusAnalyst viewBuyYahoo Finance
Current ratioFinancial health1.11Yahoo Finance
Day highMarket data$146.31Yahoo Finance
Day lowMarket data$143.19Yahoo Finance
Debt to equityFinancial health388.87Yahoo Finance
Dividend yieldValuation1.40%Yahoo Finance
Earnings growthFinancial health21.90%Yahoo Finance
EmployeesMarket data141,000Yahoo Finance
Enterprise valueValuation$551.36BYahoo Finance
EV / EBITDAValuation18.08Yahoo Finance
Forward P/EValuation13.35Yahoo Finance
Free cash flowFinancial health$-24.54BYahoo Finance
Gross marginFinancial health65.82%Yahoo Finance
Highest targetAnalyst view$400.00Yahoo Finance
Implied upsideAnalyst view69.09%Yahoo Finance
Lowest targetAnalyst view$110.00Yahoo Finance
MACDTechnical1.04Yahoo Finance
MACD histogramTechnical0.40Yahoo Finance
Maximum drawdownRisk-64.58%Yahoo Finance
Mean price targetAnalyst view$246.43Yahoo Finance
OpenMarket data$143.30Yahoo Finance
Operating cash flowFinancial health$31.98BYahoo Finance
Operating marginFinancial health36.20%Yahoo Finance
P/E ratioValuation25.00Yahoo Finance
Payout ratioFinancial health34.31%Yahoo Finance
PEG ratioValuation0.83Yahoo Finance
Previous closeMarket data$142.45Yahoo Finance
Price to bookValuation11.18Yahoo Finance
Price to salesValuation6.23Yahoo Finance
Price vs 200-dayTechnical-14.81%Yahoo Finance
Price vs 50-dayTechnical1.46%Yahoo Finance
Profit marginFinancial health25.37%Yahoo Finance
Quick ratioFinancial health1.01Yahoo Finance
Return on assetsFinancial health6.50%Yahoo Finance
Return on equityFinancial health53.38%Yahoo Finance
Return, 1 monthGrowth & momentum21.49%Yahoo Finance
Return, 1 yearGrowth & momentum-37.39%Yahoo Finance
Return, 3 monthsGrowth & momentum-23.42%Yahoo Finance
Return, 3 yearsGrowth & momentum29.49%Yahoo Finance
Return, 6 monthsGrowth & momentum-0.77%Yahoo Finance
Return, year to dateGrowth & momentum-24.82%Yahoo Finance
RevenueFinancial health$67.36BYahoo Finance
Revenue growthFinancial health20.60%Yahoo Finance
Risk categoryRiskVery HighYahoo Finance
RSI (14)Technical52.0Yahoo Finance
Shares outstandingValuation2,880,471,000Yahoo Finance
Sharpe ratioGrowth & momentum0.43Yahoo Finance
Stochastic %KTechnical38.0Yahoo Finance
Volatility, annualisedRisk43.42%Yahoo Finance
VolumeMarket data3,447,766Yahoo Finance
Win rateGrowth & momentum51.59%Yahoo Finance
Worst dayGrowth & momentum-13.79%Yahoo Finance
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