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ICICIBANK.NS

ICICI Bank Limited

NSI · Financial Services

₹1,423.70

₹8.70 (+0.54%)up 0.54%

25 August 2026 · delayed 15+ min

C-

Quality score72.2 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

ICICI Bank Limited earns a C- on excellent profit margins (>20%) and RSI in healthy range (30-70) but MACD bearish (negative histogram). Reasonable investment with moderate upside potential.

Model stance HOLD Suggested position 6.0% · ₹600.00 IQInvest estimate
Adjusted for Moderate investors, Medium-term investors 6.0% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in rupees.

IQ-ICICIBANK.NS-20260825engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

52-week low

₹1,188.60

Today's price

₹1,423.70

52-week high

₹1,480.00

Lowest analyst target

₹1,592.00

Mean analyst target

₹1,739.36

Highest analyst target

₹1,970.00

ICICIBANK.NS trades 80% of the way up its 52-week range, between ₹1,188.60 and ₹1,480.00. The mean analyst target of ₹1,739.36 is 22.3% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthExcellent profit margins (>20%) 80.023%

Profit margin

27.53%

Net profit per unit of revenue

exceptionalWhat this means

Of every 100 units of revenue, this much survives as profit.

Margins this wide usually mean real pricing power or a moat.

Operating margin

38.51%

Before interest and tax

very highWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

Typical of software and other businesses with little cost per extra sale.

Gross margin

0.00%

After the cost of goods only

lowWhat this means

What is left of revenue after only the direct cost of the product.

Costs of goods eat most of the revenue — normal in retail, distribution and hardware assembly.

Return on equity

16.07%

Profit per unit of shareholder capital

strongWhat this means

Profit generated per unit of shareholder capital.

Above 15% is generally considered a good business.

Return on assets

2.11%

Profit per unit of assets

lowWhat this means

Profit generated per unit of everything the company owns.

Common in asset-heavy industries such as utilities, telecoms and airlines.

Revenue growth

11.40%

Year on year

growingWhat this means

Change in revenue against the same period last year.

A healthy expansion rate.

Earnings growth

13.80%

Year on year

strongWhat this means

Change in earnings against the same period last year.

Profit is compounding at a good clip.

Revenue

₹2.04 L Cr

Trailing twelve months

Payout ratio

14.22%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentum11 measured figures 60.022%

Return, 1 month

0.27%

Return, 3 months

14.19%

Return, 6 months

3.60%

Return, year to date

7.23%

Return, 1 year

-0.12%

Return, 3 years

50.69%

Sharpe ratio

0.77

Return earned per unit of risk

modestWhat this means

Return earned per unit of risk taken.

Below 1 is the common case; return did not strongly outpace the volatility.

Win rate

51.82%

Share of days that closed up

about evenWhat this means

The share of trading days that closed higher.

Close to a coin flip, which is the norm — returns come from the size of moves, not their count.

Average daily return

0.07%

Best day

10.85%

Worst day

-7.63%

ValuationAttractive PEG ratio (0.53) 75.018%

P/E ratio

18.38

Price against trailing earnings

moderateWhat this means

You pay 18.38 for every 1 unit of annual earnings.

Roughly the long-run market average band.

Forward P/E

15.14

Price against forecast earnings

moderateWhat this means

Price against next year's *forecast* earnings.

A conventional range.

PEG ratio

0.53

P/E adjusted for growth

cheap for the growthWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Under 1 is the classic Peter Lynch marker for growth you are not paying full price for.

Price to book

2.68

Price against balance-sheet equity

normalWhat this means

Price against the accounting value of the company's net assets.

A typical range for an established company.

Price to sales

5.01

Price against revenue

highWhat this means

Price against revenue — usable when a company has no profit yet.

The price assumes today's revenue will convert into much more profit later.

Enterprise value

₹11.91 L Cr

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

7,17,32,76,961

Shares the profit is split across

Dividend yield

0.85%

Annual dividend against price

modestWhat this means

Annual dividend as a percentage of the share price.

A small income component.

TechnicalRSI in healthy range (30-70); MACD bearish (negative histogram) 70.015%

RSI (14)

52.7

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

2.72

Momentum against its own trend

MACD histogram

-3.58

Positive is bullish

ADX

16.2

Trend strength; above 25 is a real trend

no clear trendWhat this means

Trend strength, regardless of direction.

Below about 20 the price is ranging rather than trending.

20-day average

₹1,427.51

50-day average

₹1,404.11

200-day average

₹1,343.82

Price vs 50-day

1.32%

Price vs 200-day

5.95%

Bollinger upper

₹1,459.29

Bollinger lower

₹1,394.73

Average true range

20.09

Typical daily trading range

Stochastic %K

45.5

Risk4 measured figures 55.012%

Volatility, annualised

20.17%

How far it swings in a year

normalWhat this means

How far the price typically swings over a year.

A typical range for an individual share.

Beta

0.26

Moves against the wider market

steadier than the marketWhat this means

How much the price moves relative to the wider market.

Tends to move less than the index, in both directions.

Maximum drawdown

-22.33%

Worst peak-to-trough fall

containedWhat this means

The worst peak-to-trough fall in the period measured.

No catastrophic fall in this window.

Risk category

Moderate

The engine's own banding

Analyst viewAnalyst consensus: Strong Buy; Significant upside potential (22.3%) 100.010%

Consensus

Strong Buy

What covering analysts rate it

Analysts covering

42

Mean price target

₹1,739.36

Highest target

₹1,970.00

Lowest target

₹1,592.00

Implied upside

22.26%

Target against today's price

meaningfulWhat this means

How far the mean analyst target sits above today's price.

Analysts see real room above today's price.

Price against the NIFTY 50

180 trading days to 2026-08-25

ICICIBANK.NS is 3.2% up over the window, against 6.3% down for the NIFTY 50 — ahead by 9.5 points.
ICICIBANK.NS +3.2%NIFTY 50 -6.3%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2025-12-08, so they can be compared directly.
DateCloseICICIBANK.NS rebasedNIFTY 50 rebased
2025-12-08₹1,378.98100.0100.0
2025-12-30₹1,331.2896.699.9
2026-01-20₹1,364.3099.097.2
2026-02-11₹1,394.34101.2100.0
2026-03-05₹1,346.2597.795.4
2026-03-27₹1,223.4988.887.9
2026-04-22₹1,356.1798.493.9
2026-05-13₹1,225.2788.990.2
2026-06-03₹1,232.6289.490.2
2026-06-24₹1,362.1298.892.5
2026-07-15₹1,404.36101.992.8
2026-08-05₹1,450.10105.294.9

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health80.023%18.4
Growth & momentum60.022%13.2
Valuation75.018%13.5
Technical70.015%10.5
Risk55.012%6.6
Analyst view100.010%10.0
ESG50.00%0.0
Quality score100%72.2

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

C-

72.2 / 100

Identical to the IQInvest grade.

All 60 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
Shares outstandingValuation7,17,32,76,961Yahoo Finance
Price to salesValuation5.01Yahoo Finance
Price to bookValuation2.68Yahoo Finance
PEG ratioValuation0.53Yahoo Finance
P/E ratioValuation18.38Yahoo Finance
Forward P/EValuation15.14Yahoo Finance
Enterprise valueValuation₹11.91 L CrYahoo Finance
Dividend yieldValuation0.85%Yahoo Finance
Stochastic %KTechnical45.5Yahoo Finance
RSI (14)Technical52.7Yahoo Finance
Price vs 50-dayTechnical1.32%Yahoo Finance
Price vs 200-dayTechnical5.95%Yahoo Finance
MACD histogramTechnical-3.58Yahoo Finance
MACDTechnical2.72Yahoo Finance
Bollinger upperTechnical₹1,459.29Yahoo Finance
Bollinger lowerTechnical₹1,394.73Yahoo Finance
Average true rangeTechnical20.09Yahoo Finance
ADXTechnical16.2Yahoo Finance
50-day averageTechnical₹1,404.11Yahoo Finance
200-day averageTechnical₹1,343.82Yahoo Finance
20-day averageTechnical₹1,427.51Yahoo Finance
Volatility, annualisedRisk20.17%Yahoo Finance
Risk categoryRiskModerateYahoo Finance
Maximum drawdownRisk-22.33%Yahoo Finance
BetaRisk0.26Yahoo Finance
VolumeMarket data79,73,577Yahoo Finance
Previous closeMarket data₹1,415.00Yahoo Finance
OpenMarket data₹1,408.00Yahoo Finance
EmployeesMarket data1,24,029Yahoo Finance
Day lowMarket data₹1,408.00Yahoo Finance
Day highMarket data₹1,425.90Yahoo Finance
Average volumeMarket data1,33,31,930Yahoo Finance
52-week lowMarket data₹1,188.60Yahoo Finance
52-week highMarket data₹1,480.00Yahoo Finance
Worst dayGrowth & momentum-7.63%Yahoo Finance
Win rateGrowth & momentum51.82%Yahoo Finance
Sharpe ratioGrowth & momentum0.77Yahoo Finance
Return, year to dateGrowth & momentum7.23%Yahoo Finance
Return, 6 monthsGrowth & momentum3.60%Yahoo Finance
Return, 3 yearsGrowth & momentum50.69%Yahoo Finance
Return, 3 monthsGrowth & momentum14.19%Yahoo Finance
Return, 1 yearGrowth & momentum-0.12%Yahoo Finance
Return, 1 monthGrowth & momentum0.27%Yahoo Finance
Best dayGrowth & momentum10.85%Yahoo Finance
Average daily returnGrowth & momentum0.07%Yahoo Finance
Revenue growthFinancial health11.40%Yahoo Finance
RevenueFinancial health₹2.04 L CrYahoo Finance
Return on equityFinancial health16.07%Yahoo Finance
Return on assetsFinancial health2.11%Yahoo Finance
Profit marginFinancial health27.53%Yahoo Finance
Payout ratioFinancial health14.22%Yahoo Finance
Operating marginFinancial health38.51%Yahoo Finance
Gross marginFinancial health0.00%Yahoo Finance
Earnings growthFinancial health13.80%Yahoo Finance
Mean price targetAnalyst view₹1,739.36Yahoo Finance
Lowest targetAnalyst view₹1,592.00Yahoo Finance
Implied upsideAnalyst view22.26%Yahoo Finance
Highest targetAnalyst view₹1,970.00Yahoo Finance
ConsensusAnalyst viewStrong BuyYahoo Finance
Analysts coveringAnalyst view42Yahoo Finance
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