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CI

The Cigna Group

NYQ · Healthcare

$277.76

-$2.69 (-0.96%)down -0.96%

25 August 2026 · delayed 15+ min

D+

Quality score68.2 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

The Cigna Group earns a D+ on positive free cash flow and RSI in healthy range (30-70) but current ratio below 1.0 (liquidity concerns) and high debt-to-equity ratio (>2.0). Reasonable investment with moderate upside potential.

Model stance HOLD Suggested position 6.0% · $600.00 IQInvest estimate
Adjusted for Moderate investors, Medium-term investors 6.0% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in dollars.

IQ-CI-20260825engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

52-week low

$239.51

Today's price

$277.76

Lowest analyst target

$290.00

52-week high

$315.47

Mean analyst target

$341.42

Highest analyst target

$400.00

CI trades 50% of the way up its 52-week range, between $239.51 and $315.47. The mean analyst target of $341.42 is 22.9% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthPositive free cash flow; Current ratio below 1.0 (liquidity concerns); High debt-to-equity ratio (>2.0) 55.023%

Profit margin

2.27%

Net profit per unit of revenue

thinWhat this means

Of every 100 units of revenue, this much survives as profit.

Thin margins leave little room for a bad year — typical of retail and airlines.

Operating margin

3.98%

Before interest and tax

thinWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

Little cushion between operating costs and revenue.

Gross margin

9.14%

After the cost of goods only

lowWhat this means

What is left of revenue after only the direct cost of the product.

Costs of goods eat most of the revenue — normal in retail, distribution and hardware assembly.

Return on equity

16.76%

Profit per unit of shareholder capital

strongWhat this means

Profit generated per unit of shareholder capital.

Above 15% is generally considered a good business.

Return on assets

4.46%

Profit per unit of assets

lowWhat this means

Profit generated per unit of everything the company owns.

Common in asset-heavy industries such as utilities, telecoms and airlines.

Debt to equity

74.29

Borrowings against equity

moderateWhat this means

Borrowings measured against shareholder capital.

Normal for most established companies.

Current ratio

0.85

Short-term assets over short-term debts

tightWhat this means

Short-term assets against short-term obligations.

Below 1 the company owes more within a year than it holds — workable if customers pay up front, risky otherwise.

Quick ratio

0.69

As above, excluding inventory

adequateWhat this means

Short-term assets excluding inventory, against short-term debts.

Near-term obligations are roughly covered without selling inventory.

Revenue growth

6.70%

Year on year

growingWhat this means

Change in revenue against the same period last year.

A healthy expansion rate.

Earnings growth

10.20%

Year on year

strongWhat this means

Change in earnings against the same period last year.

Profit is compounding at a good clip.

Revenue

$140.16B

Trailing twelve months

Free cash flow

$7.98B

Cash left after capital spending

Operating cash flow

$10.28B

Cash from the business itself

Payout ratio

25.39%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentumLow Sharpe ratio (0.33) 45.022%

Return, 1 month

-7.74%

Return, 3 months

-2.23%

Return, 6 months

-1.24%

Return, year to date

0.64%

Return, 1 year

-5.60%

Return, 3 years

4.56%

Sharpe ratio

0.33

Return earned per unit of risk

modestWhat this means

Return earned per unit of risk taken.

Below 1 is the common case; return did not strongly outpace the volatility.

Win rate

53.67%

Share of days that closed up

consistently positiveWhat this means

The share of trading days that closed higher.

More up days than most shares manage.

Average daily return

0.05%

Best day

16.68%

Worst day

-17.39%

ValuationAttractive P/E ratio (11.5); Attractive PEG ratio (0.83) 100.018%

P/E ratio

11.49

Price against trailing earnings

moderateWhat this means

You pay 11.49 for every 1 unit of annual earnings.

Roughly the long-run market average band.

Forward P/E

8.30

Price against forecast earnings

lowWhat this means

Price against next year's *forecast* earnings.

The market expects little growth, or doubts the forecast.

PEG ratio

0.83

P/E adjusted for growth

cheap for the growthWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Under 1 is the classic Peter Lynch marker for growth you are not paying full price for.

Price to book

1.72

Price against balance-sheet equity

normalWhat this means

Price against the accounting value of the company's net assets.

A typical range for an established company.

Price to sales

0.26

Price against revenue

lowWhat this means

Price against revenue — usable when a company has no profit yet.

You pay less than a unit of price per unit of sales.

EV / EBITDA

7.76

Whole-company value against cash earnings

lowWhat this means

Whole-company value, debt included, against cash earnings.

Cheap on cash earnings — the figure buyers of whole companies watch most.

Enterprise value

$99.02B

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

264,240,486

Shares the profit is split across

Dividend yield

2.22%

Annual dividend against price

meaningfulWhat this means

Annual dividend as a percentage of the share price.

A substantial part of the total return arrives as income.

TechnicalRSI in healthy range (30-70); MACD bullish (positive histogram) 90.015%

RSI (14)

47.3

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

-2.12

Momentum against its own trend

MACD histogram

0.26

Positive is bullish

ADX

10.7

Trend strength; above 25 is a real trend

no clear trendWhat this means

Trend strength, regardless of direction.

Below about 20 the price is ranging rather than trending.

20-day average

$278.96

50-day average

$283.99

200-day average

$277.09

Price vs 50-day

-2.19%

Price vs 200-day

0.24%

Bollinger upper

$289.90

Bollinger lower

$268.02

Average true range

7.07

Typical daily trading range

Stochastic %K

52.3

Risk4 measured figures 35.012%

Volatility, annualised

28.40%

How far it swings in a year

normalWhat this means

How far the price typically swings over a year.

A typical range for an individual share.

Beta

0.32

Moves against the wider market

steadier than the marketWhat this means

How much the price moves relative to the wider market.

Tends to move less than the index, in both directions.

Maximum drawdown

-32.10%

Worst peak-to-trough fall

significantWhat this means

The worst peak-to-trough fall in the period measured.

A serious decline, though not unusual over a multi-year window.

Risk category

High

The engine's own banding

Analyst viewAnalyst consensus: Buy; Significant upside potential (22.9%) 100.010%

Consensus

Buy

What covering analysts rate it

Analysts covering

24

Mean price target

$341.42

Highest target

$400.00

Lowest target

$290.00

Implied upside

22.92%

Target against today's price

meaningfulWhat this means

How far the mean analyst target sits above today's price.

Analysts see real room above today's price.

Price against the S&P 500

180 trading days to 2026-08-25

CI is 5.8% up over the window, against 11.6% up for the S&P 500 — behind by 5.7 points.
CI +5.8%S&P 500 +11.6%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2025-12-05, so they can be compared directly.
DateCloseCI rebasedS&P 500 rebased
2025-12-05$262.46100.0100.0
2025-12-29$272.92104.0100.5
2026-01-21$271.83103.6100.1
2026-02-11$291.43111.0101.0
2026-03-05$279.65106.599.4
2026-03-26$270.51103.194.3
2026-04-17$277.03105.6103.7
2026-05-08$286.40109.1107.7
2026-06-01$272.61103.9110.6
2026-06-23$283.08107.9107.2
2026-07-15$297.81113.5110.2
2026-08-05$270.50103.1112.4

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health55.023%12.7
Growth & momentum45.022%9.9
Valuation100.018%18.0
Technical90.015%13.5
Risk35.012%4.2
Analyst view100.010%10.0
ESG50.00%0.0
Quality score100%68.2

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

D+

68.2 / 100

Identical to the IQInvest grade.

All 66 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
Analysts coveringAnalyst view24Yahoo Finance
ConsensusAnalyst viewBuyYahoo Finance
Highest targetAnalyst view$400.00Yahoo Finance
Implied upsideAnalyst view22.92%Yahoo Finance
Lowest targetAnalyst view$290.00Yahoo Finance
Mean price targetAnalyst view$341.42Yahoo Finance
Current ratioFinancial health0.85Yahoo Finance
Debt to equityFinancial health74.29Yahoo Finance
Earnings growthFinancial health10.20%Yahoo Finance
Free cash flowFinancial health$7.98BYahoo Finance
Gross marginFinancial health9.14%Yahoo Finance
Operating cash flowFinancial health$10.28BYahoo Finance
Operating marginFinancial health3.98%Yahoo Finance
Payout ratioFinancial health25.39%Yahoo Finance
Profit marginFinancial health2.27%Yahoo Finance
Quick ratioFinancial health0.69Yahoo Finance
Return on assetsFinancial health4.46%Yahoo Finance
Return on equityFinancial health16.76%Yahoo Finance
RevenueFinancial health$140.16BYahoo Finance
Revenue growthFinancial health6.70%Yahoo Finance
Average daily returnGrowth & momentum0.05%Yahoo Finance
Best dayGrowth & momentum16.68%Yahoo Finance
Return, 1 monthGrowth & momentum-7.74%Yahoo Finance
Return, 1 yearGrowth & momentum-5.60%Yahoo Finance
Return, 3 monthsGrowth & momentum-2.23%Yahoo Finance
Return, 3 yearsGrowth & momentum4.56%Yahoo Finance
Return, 6 monthsGrowth & momentum-1.24%Yahoo Finance
Return, year to dateGrowth & momentum0.64%Yahoo Finance
Sharpe ratioGrowth & momentum0.33Yahoo Finance
Win rateGrowth & momentum53.67%Yahoo Finance
Worst dayGrowth & momentum-17.39%Yahoo Finance
52-week highMarket data$315.47Yahoo Finance
52-week lowMarket data$239.51Yahoo Finance
Average volumeMarket data1,711,287Yahoo Finance
Day highMarket data$278.90Yahoo Finance
Day lowMarket data$276.25Yahoo Finance
EmployeesMarket data65,669Yahoo Finance
OpenMarket data$278.87Yahoo Finance
Previous closeMarket data$280.45Yahoo Finance
VolumeMarket data189,127Yahoo Finance
BetaRisk0.32Yahoo Finance
Maximum drawdownRisk-32.10%Yahoo Finance
Risk categoryRiskHighYahoo Finance
Volatility, annualisedRisk28.40%Yahoo Finance
20-day averageTechnical$278.96Yahoo Finance
200-day averageTechnical$277.09Yahoo Finance
50-day averageTechnical$283.99Yahoo Finance
ADXTechnical10.7Yahoo Finance
Average true rangeTechnical7.07Yahoo Finance
Bollinger lowerTechnical$268.02Yahoo Finance
Bollinger upperTechnical$289.90Yahoo Finance
MACDTechnical-2.12Yahoo Finance
MACD histogramTechnical0.26Yahoo Finance
Price vs 200-dayTechnical0.24%Yahoo Finance
Price vs 50-dayTechnical-2.19%Yahoo Finance
RSI (14)Technical47.3Yahoo Finance
Stochastic %KTechnical52.3Yahoo Finance
Dividend yieldValuation2.22%Yahoo Finance
Enterprise valueValuation$99.02BYahoo Finance
EV / EBITDAValuation7.76Yahoo Finance
Forward P/EValuation8.30Yahoo Finance
P/E ratioValuation11.49Yahoo Finance
PEG ratioValuation0.83Yahoo Finance
Price to bookValuation1.72Yahoo Finance
Price to salesValuation0.26Yahoo Finance
Shares outstandingValuation264,240,486Yahoo Finance
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