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AAPL

Apple Inc.

NMS · Technology

$310.52

$0.18 (+0.06%)up 0.06%

25 August 2026 · delayed 15+ min

D

Quality score64.8 / 100

Cut-offs are the grader's own: 97+ for an A+, below 60 is an F.

Apple Inc. earns a D on excellent profit margins (>20%) and strong ROE (>20%) but high debt-to-equity ratio (>2.0) and MACD bearish (negative histogram). Consider alternatives with better risk/reward profiles.

Model stance WEAK HOLD Suggested position 4.0% · $400.00 IQInvest estimate
Adjusted for Moderate investors, Medium-term investors 4.0% suggested allocation Change these

These change the suggested position size and the stance, not the category scores. Amount is in dollars.

IQ-AAPL-20260825engine v1 · 7-category weighted scorecard

What it is worth, depending who you ask.

Today’s price against the year it has had and the targets analysts publish. Every marker is a reported figure, not a projection of ours.

Lowest analyst target

$215.00

52-week low

$224.69

Today's price

$310.52

Mean analyst target

$324.45

52-week high

$344.57

Highest analyst target

$400.00

AAPL trades 72% of the way up its 52-week range, between $224.69 and $344.57. The mean analyst target of $324.45 is 4.5% above today's price.

Today’s price 52-week range Analyst price targets

Scored categories

Financial healthExcellent profit margins (>20%); Strong ROE (>20%); High debt-to-equity ratio (>2.0) 100.023%

Profit margin

27.62%

Net profit per unit of revenue

exceptionalWhat this means

Of every 100 units of revenue, this much survives as profit.

Margins this wide usually mean real pricing power or a moat.

Operating margin

32.62%

Before interest and tax

very highWhat this means

Profit from operations, before interest and tax, per 100 of revenue.

Typical of software and other businesses with little cost per extra sale.

Gross margin

48.65%

After the cost of goods only

moderateWhat this means

What is left of revenue after only the direct cost of the product.

A conventional manufacturing or mixed-model range.

Return on equity

148.75%

Profit per unit of shareholder capital

very strongWhat this means

Profit generated per unit of shareholder capital.

Rare when sustained — check whether debt is flattering it, since borrowing shrinks the equity denominator.

Return on assets

27.08%

Profit per unit of assets

very strongWhat this means

Profit generated per unit of everything the company owns.

Usually an asset-light business — the value is in people and brands, not property.

Debt to equity

78.44

Borrowings against equity

moderateWhat this means

Borrowings measured against shareholder capital.

Normal for most established companies.

Current ratio

1.00

Short-term assets over short-term debts

adequateWhat this means

Short-term assets against short-term obligations.

Enough to cover near-term bills.

Quick ratio

0.81

As above, excluding inventory

adequateWhat this means

Short-term assets excluding inventory, against short-term debts.

Near-term obligations are roughly covered without selling inventory.

Revenue growth

16.40%

Year on year

growingWhat this means

Change in revenue against the same period last year.

A healthy expansion rate.

Earnings growth

28.70%

Year on year

strongWhat this means

Change in earnings against the same period last year.

Profit is compounding at a good clip.

Revenue

$364.36B

Trailing twelve months

Free cash flow

$107.72B

Cash left after capital spending

Operating cash flow

$146.72B

Cash from the business itself

Payout ratio

12.04%

Dividends as a share of earnings

conservativeWhat this means

The share of earnings paid out as dividends.

Comfortably covered, with room to keep raising it.

Growth & momentumStrong 1-year return (37.2%) 75.022%

Return, 1 month

-8.62%

Return, 3 months

-0.03%

Return, 6 months

13.43%

Return, year to date

14.88%

Return, 1 year

37.19%

Return, 3 years

78.97%

Sharpe ratio

0.62

Return earned per unit of risk

modestWhat this means

Return earned per unit of risk taken.

Below 1 is the common case; return did not strongly outpace the volatility.

Win rate

53.19%

Share of days that closed up

consistently positiveWhat this means

The share of trading days that closed higher.

More up days than most shares manage.

Average daily return

0.08%

Best day

15.33%

Worst day

-9.25%

ValuationHigh P/E ratio (35.6) - may be overvalued; High PEG ratio (2.49) 0.018%

P/E ratio

35.61

Price against trailing earnings

highWhat this means

You pay 35.61 for every 1 unit of annual earnings.

Above about 25 the market is paying up for expected growth.

Forward P/E

32.55

Price against forecast earnings

highWhat this means

Price against next year's *forecast* earnings.

Even next year's expected earnings do not bring the multiple down much.

PEG ratio

2.49

P/E adjusted for growth

expensive for the growthWhat this means

P/E divided by the growth rate — it asks whether the price is justified by the growth.

Above 2 you pay more per unit of growth than the convention treats as reasonable.

Price to book

42.19

Price against balance-sheet equity

well above bookWhat this means

Price against the accounting value of the company's net assets.

Normal for asset-light businesses, where the value sits in brands and software the balance sheet never records.

Price to sales

9.71

Price against revenue

highWhat this means

Price against revenue — usable when a company has no profit yet.

The price assumes today's revenue will convert into much more profit later.

EV / EBITDA

27.10

Whole-company value against cash earnings

highWhat this means

Whole-company value, debt included, against cash earnings.

Expensive even before interest, tax and depreciation are considered.

Enterprise value

$4.55T

Market value plus debt, minus cash — the price of the whole business

Shares outstanding

14,594,180,000

Shares the profit is split across

Dividend yield

0.35%

Annual dividend against price

modestWhat this means

Annual dividend as a percentage of the share price.

A small income component.

TechnicalPrice well above 200-day SMA (strong uptrend); RSI in healthy range (30-70); MACD bearish (negative histogram) 75.015%

RSI (14)

48.5

Above 70 overbought, below 30 oversold

neutralWhat this means

A 0–100 momentum gauge over the last 14 sessions.

The middle band, where most trading days sit.

MACD

-1.32

Momentum against its own trend

MACD histogram

-0.10

Positive is bullish

ADX

15.3

Trend strength; above 25 is a real trend

no clear trendWhat this means

Trend strength, regardless of direction.

Below about 20 the price is ranging rather than trending.

20-day average

$311.42

50-day average

$310.69

200-day average

$281.44

Price vs 50-day

-0.06%

Price vs 200-day

10.32%

Bollinger upper

$328.94

Bollinger lower

$293.91

Average true range

7.12

Typical daily trading range

Stochastic %K

50.4

RiskModerate beta (market-like risk) 50.012%

Volatility, annualised

28.05%

How far it swings in a year

normalWhat this means

How far the price typically swings over a year.

A typical range for an individual share.

Beta

1.09

Moves against the wider market

market-likeWhat this means

How much the price moves relative to the wider market.

Moves roughly in step with the index.

Maximum drawdown

-33.36%

Worst peak-to-trough fall

significantWhat this means

The worst peak-to-trough fall in the period measured.

A serious decline, though not unusual over a multi-year window.

Risk category

High

The engine's own banding

Analyst viewAnalyst consensus: Buy; Strong analyst coverage (39 analysts) 80.010%

Consensus

Buy

What covering analysts rate it

Analysts covering

39

Mean price target

$324.45

Highest target

$400.00

Lowest target

$215.00

Implied upside

4.49%

Target against today's price

limitedWhat this means

How far the mean analyst target sits above today's price.

Little headroom to the consensus target.

Price against the S&P 500

180 trading days to 2026-08-25

AAPL is 11.7% up over the window, against 11.7% up for the S&P 500 — behind by 0.0 points.
AAPL +11.7%S&P 500 +11.7%
Show the numbers
Sampled across the window. Both columns are rebased to 100 on 2025-12-05, so they can be compared directly.
DateCloseAAPL rebasedS&P 500 rebased
2025-12-05$278.02100.0100.0
2025-12-29$273.0298.2100.5
2026-01-21$246.9888.8100.1
2026-02-11$275.0198.9101.0
2026-03-05$259.8393.599.4
2026-03-26$252.4490.894.3
2026-04-17$269.7597.0103.7
2026-05-08$292.80105.3107.7
2026-06-01$306.05110.1110.6
2026-06-23$294.05105.8107.2
2026-07-15$327.22117.7110.2
2026-08-05$310.73111.8112.4

How the score was built

Each category is scored 0–100, then multiplied by its weight. The seven contributions sum to the quality score.
CategoryScoreWeightContribution
Financial health100.023%23.0
Growth & momentum75.022%16.5
Valuation0.018%0.0
Technical75.015%11.2
Risk50.012%6.0
Analyst view80.010%8.0
ESG50.00%0.0
Quality score100%64.8

ESG is scored but carries no weight in this grade. Add ?esg=1 to the address to include it — the engine then redistributes weight across the other six, so the whole scorecard changes, not just one row.

Argue with the model

Every other grader hands you a number. This one hands you the model.

Move a slider, press Recalculate, and the grade is rebuilt from the same category scores. Nothing is hidden: the scores are the engine's, only the weighting is yours.

18%
23%
22%
12%
15%
10%
0%

These are IQInvest's own weights, totalling 100%.

Your grade

D

64.8 / 100

Identical to the IQInvest grade.

All 66 metricsOne flat sortable table, for when you want everything at once.
Metric Category Value Source
Analysts coveringAnalyst view39Yahoo Finance
ConsensusAnalyst viewBuyYahoo Finance
Highest targetAnalyst view$400.00Yahoo Finance
Implied upsideAnalyst view4.49%Yahoo Finance
Lowest targetAnalyst view$215.00Yahoo Finance
Mean price targetAnalyst view$324.45Yahoo Finance
Current ratioFinancial health1.00Yahoo Finance
Debt to equityFinancial health78.44Yahoo Finance
Earnings growthFinancial health28.70%Yahoo Finance
Free cash flowFinancial health$107.72BYahoo Finance
Gross marginFinancial health48.65%Yahoo Finance
Operating cash flowFinancial health$146.72BYahoo Finance
Operating marginFinancial health32.62%Yahoo Finance
Payout ratioFinancial health12.04%Yahoo Finance
Profit marginFinancial health27.62%Yahoo Finance
Quick ratioFinancial health0.81Yahoo Finance
Return on assetsFinancial health27.08%Yahoo Finance
Return on equityFinancial health148.75%Yahoo Finance
RevenueFinancial health$364.36BYahoo Finance
Revenue growthFinancial health16.40%Yahoo Finance
Average daily returnGrowth & momentum0.08%Yahoo Finance
Best dayGrowth & momentum15.33%Yahoo Finance
Return, 1 monthGrowth & momentum-8.62%Yahoo Finance
Return, 1 yearGrowth & momentum37.19%Yahoo Finance
Return, 3 monthsGrowth & momentum-0.03%Yahoo Finance
Return, 3 yearsGrowth & momentum78.97%Yahoo Finance
Return, 6 monthsGrowth & momentum13.43%Yahoo Finance
Return, year to dateGrowth & momentum14.88%Yahoo Finance
Sharpe ratioGrowth & momentum0.62Yahoo Finance
Win rateGrowth & momentum53.19%Yahoo Finance
Worst dayGrowth & momentum-9.25%Yahoo Finance
52-week highMarket data$344.57Yahoo Finance
52-week lowMarket data$224.69Yahoo Finance
Average volumeMarket data56,299,919Yahoo Finance
Day highMarket data$313.58Yahoo Finance
Day lowMarket data$309.65Yahoo Finance
EmployeesMarket data150,000Yahoo Finance
OpenMarket data$310.94Yahoo Finance
Previous closeMarket data$310.34Yahoo Finance
VolumeMarket data4,203,033Yahoo Finance
BetaRisk1.09Yahoo Finance
Maximum drawdownRisk-33.36%Yahoo Finance
Risk categoryRiskHighYahoo Finance
Volatility, annualisedRisk28.05%Yahoo Finance
20-day averageTechnical$311.42Yahoo Finance
200-day averageTechnical$281.44Yahoo Finance
50-day averageTechnical$310.69Yahoo Finance
ADXTechnical15.3Yahoo Finance
Average true rangeTechnical7.12Yahoo Finance
Bollinger lowerTechnical$293.91Yahoo Finance
Bollinger upperTechnical$328.94Yahoo Finance
MACDTechnical-1.32Yahoo Finance
MACD histogramTechnical-0.10Yahoo Finance
Price vs 200-dayTechnical10.32%Yahoo Finance
Price vs 50-dayTechnical-0.06%Yahoo Finance
RSI (14)Technical48.5Yahoo Finance
Stochastic %KTechnical50.4Yahoo Finance
Dividend yieldValuation0.35%Yahoo Finance
Enterprise valueValuation$4.55TYahoo Finance
EV / EBITDAValuation27.10Yahoo Finance
Forward P/EValuation32.55Yahoo Finance
P/E ratioValuation35.61Yahoo Finance
PEG ratioValuation2.49Yahoo Finance
Price to bookValuation42.19Yahoo Finance
Price to salesValuation9.71Yahoo Finance
Shares outstandingValuation14,594,180,000Yahoo Finance
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